Western Community Insurance
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Equipment Breakdown Coverage provides protection from these exposures:

  • Telephone Systems
  • Electrical Systems
  • Computers
  • Copiers
  • Production Equipment
  • Boilers
  • Refrigeration Units
  • Air Conditioning Systems
  • Compressors
  • Pumps
  • Gears and Gear Sets
  • Engines
  • Motors
  • Generators
  • Transformers
  • Switchboards
  • Distribution Systems

Indirect Loss Protection*

Equipment Breakdown insurance can also provide protection from indirect losses resulting from a covered exposure, such as loss of Business Income, Extra Expense, and Spoilage.

Warranties and maintenance contracts may have gaps as well. Typically, they do not cover accidents to equipment caused by operator error, business interruption, extra expenses, or spoilage losses which can result from an equipment failure. Adding Indirect Loss Protection to your commercial insurance program also protects from these exposures.

Equipment Breakdown coverage provides the financial protection you need to run your business and continue to meet customer demands without worry.

 *Business Income and Extra Expense are subject to a 72-hour waiting period.
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Lena Permann

(208) 237-2038

This is a general description and not a policy contract. Please read the actual policy documents for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between the information found on this website and the policy, the policy prevails.